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Meet Our Team
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Jocelyn Ismerio
Kacey Duncan
Ruby Rojas
Janice Cates
Amy Isham
Gertrude Estes
Patty McGuire
Stephane Workman
Commercial & Ag Lenders
Commercial & Ag Lenders
Tyler Whitham
David Mongeau
Joe Burnside
Walker Frey
Steven Harkness
Todd English
Aaron Atzbach
Stephen Austin
J.L. Evins
Matthew Smith
Stephen West
Joshua Dechant
Terrace Adams
Brady Harbin
Simone Elder
Troy Lewis
Clint Pearson
Patty McGuire
Troy Hilt
Stephane Workman
Lenders Buttons
Management
Jeff Whitham
Tyler Whitham
Todd English
J.L. Evins
Brady Harbin
Troy Lewis
Troy Hilt
Stephen West
Jason Drohman
Loan Officers
City Dropdown
Garden City
Tyler Whitham
David Mongeau
Joe Burnside
Walker Frey
Steven Harkness
Jocelyn Ismerio
Kacey Duncan
Dodge City
Todd English
Aaron Atzbach
Stephen Austin
Ruby Rojas
Colby
J.L. Evins
Matthew Smith
Janice Cates
Goodland
Stephen West
Joshua Dechant
Terrace Adams
Amy Isham
Stacey Price
Leoti
Brady Harbin
Simone Elder
Gertrude Estes
Scott City
Troy Lewis
Clint Pearson
Patty McGuire
St. Francis
Troy Hilt
Stephane Workman
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Rate Watch
Keeping your eye on mortgage market trends is easy! Complete the information below and we will email you when rates reach your goal or if you prefer, we will email current rate information on a regular basis.
Rate Watch Information
Loan Type
Purchase
Refinance Existing Balance
Refinance with Cash Out
Home Value
Purchase Price
Loan Amount
Lot Acquisition
Lot owned
Lot purchased on same contract
Lot purchased on separate contract
Cost of Construction
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Original Purchase Price
Lot Value
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Missouri
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Second Home
Investment Property
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New single family home
Condo - 4 stories or less
Condo in over 4 story building
Manufactured Home
Co-op
2 unit property
3 unit property
4 unit property
5 or more unit property
Credit Score
740+
720 - 739
700 - 719
680 - 699
660 - 679
640 - 659
620 - 639
Below 620
Note:
Answering "No" to Escrows/Impounds may limit the number of programs available to you.
Lock Period
30 Day
45 Day
Qualified Veteran?
Yes
No
Disability Status
Yes
No
Military Classification
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Previous VA Loan?
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NMLS Registry Information for Western State Bank Mortgage Loan Originators