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Meet Our Team
Mortgage Lenders
Mortgage Lenders
Jocelyn Ismerio
Kacey Duncan
Ruby Rojas
Janice Cates
Amy Isham
Gertrude Estes
Patty McGuire
Stephane Workman
Commercial & Ag Lenders
Commercial & Ag Lenders
Tyler Whitham
David Mongeau
Joe Burnside
Walker Frey
Steven Harkness
Todd English
Aaron Atzbach
Stephen Austin
J.L. Evins
Matthew Smith
Stephen West
Joshua Dechant
Terrace Adams
Brady Harbin
Simone Elder
Troy Lewis
Clint Pearson
Patty McGuire
Troy Hilt
Stephane Workman
Lenders Buttons
Management
Jeff Whitham
Tyler Whitham
Todd English
J.L. Evins
Brady Harbin
Troy Lewis
Troy Hilt
Stephen West
Jason Drohman
Loan Officers
City Dropdown
Garden City
Tyler Whitham
David Mongeau
Joe Burnside
Walker Frey
Steven Harkness
Jocelyn Ismerio
Kacey Duncan
Dodge City
Todd English
Aaron Atzbach
Stephen Austin
Ruby Rojas
Colby
J.L. Evins
Matthew Smith
Janice Cates
Goodland
Stephen West
Joshua Dechant
Terrace Adams
Amy Isham
Stacey Price
Leoti
Brady Harbin
Simone Elder
Gertrude Estes
Scott City
Troy Lewis
Clint Pearson
Patty McGuire
St. Francis
Troy Hilt
Stephane Workman
Community & Events
Hours & Locations
Western State Bank Blog
Donation/Sponsorship Request
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Calculators
There are many financial decisions involved in purchasing or refinancing a home. The calculators we provide here can help you decide some of those decisions.
To choose another calculator, simply select one from the drop-down list below and click "Go!"
How much would my monthly payment be?
How much can I save with a 15 year mortgage?
Can I save money by refinancing now?
How quickly can I pay off my mortgage by making additional payments?
Does it make sense to pay points to get a lower interest rate?
Should I buy a home or continue to rent?
Should I consider consolidating my debt with a cash-out refinance?
Should I consider consolidating my debt with a home equity loan?
Try our new debt reduction calculator
How much can I qualify for?
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Glossary
There are a lot of unfamiliar terms that get tossed around during the mortgage process. But don't worry, we've put together this glossary to help you get a better grasp of any terms that may be less than clear.
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NMLS Registry Information for Western State Bank Mortgage Loan Originators